Many people living in their own apartment still do not know whether their apartment has fire and explosion insurance or not, while others have sought and bought insurance after the fire accident happened recently.
" I have no clue on that! Isn’t this insurance supposed to be bought by the developer? " - that is the answer of many people who is living in the apartment in Hanoi when being asked for buying fire and explosion insurance for their apartment.
According to the survey, besides many people have actively inquired the fire and explosion insurance packages for apartments, many people still do not know whether their apartment has insurance or not, especially the tenant - not the owner of the apartment.
Indifferent, tenant unknown
While many people believe that the developer will pay for fire and explosion insurance, but in reality, in most apartment buildings today, the developer only supports residents to choose the right insurance package and resident are still the payer for this.
"The developer instructed my family about 4-5 packages, then I choose and buy it by my own money. After the signing of contract with insurance provider, the developer requested me to send back the copy of the insurance contract for unknown purpose " said Tran Hoang Minh, a resident in a high-class apartment on Nguyen Trai Street (Thanh Xuan).
Many fire accidents have been consecutively happening in recent times at apartment building.
Mr. Tran Quang Anh, living in the apartment in the Nam An Khanh new urban area (Hoai Duc) do not know whether his apartment has bought fire and explosion insurance or not.
"I also did not notice in the apartment purchasing contract covers the insurance or not. Since the day of signing the contract, the developer also hasn’t informed us about this premium " Mr. Quang Anh said.
According to Zing.vn, many people are not sure whether the apartment they are renting is insured or not, especially resident groups who is renting the apartments.
Ms. Nguyen Ha Linh, who has rent an apartment on Nguyen Canh Di street (Hoang Mai), said that after those recent fire accidents, she then noticed and did not know whether the apartment she rented has fire and explosion insurance or not. In the lease agreement with the owner does not mention about this premium.
"I asked many friends who also rent apartments in other places and they all dont know about fire and explosion insurance," she shared.
Mr. Nguyen Van Huan, living in apartment complex in Phap Van (Hoang Mai), said that because the apartment is rented, therefore, the purchase of insurance is the responsibility of the landlord, he is just a tenant, so he can’t sign up a contract with the insurance company.
Many people, especially apartment tenants, do not know whether their apartment has fire and explosion insurance or not.
After those recent fire accidents occured in apartment building, particularly the one happened at the Carina Plaza in HCM City had made 13 people died and more than 90 injured, many residents were actively inquired about the types of fire and explosion insurance from the insurance providers.
“In this area, developer only guides residents to buy insurance, and the residents will have to pay by their own money. In the past, we have also persuaded every household in here to buy the insurance but that didn’t work out” said Nguyen Van Sy, a member of an apartment building Management Board in My Dinh II urban area (Nam Tu Liem).
According to Mr Sy, there are many residents who have been indifferent to buy fire and explosion insurance because they think that the fire protection system has already installed. However, after many consecutive fire accidents happened in apartment building which was reported by the media, lot of people has automatically bought without needed to remind like before.
